Terms and Conditions

Disclosures & Disclaimer Statements

LUXES QUOTES (MARKETING) AGENCY: Utilises an Australian Third Party Company for the provision of Licensed Financial Services and Advice, which is registered with ASIC & holds an Australian Financial Services (AFS) License & including, their Representatives. 

Any product or advice provided on this website is deemed "general" in nature & content & does not take into account the objectives, financial situation or needs of any person or entity, or purport to be comprehensive or constitute in any investment advice & should not be relied upon as such. Further, before making any purchase decisions, you should consult a professional or adviser to help you form your own opinion of any information supplied & on whether the information is suitable for your individual objectives & or business needs as either a sponsor, customer & or even, Third Party Partner.  

Where necessary, you should obtain, read & consider the Product Disclosure & Disclaimer Statements & relating to our products, before making any decision about whether to acquire & purchase the products.

The content of this website does not constitute an offer by any representative of our collective entities including, Violeta Bec™  or any other Third Party, towards solutions, to buy or sell any financial services products & or investment services, although, Luxes Quotes (Marketing) Agency is a Certified Practicing Marketing Agency Registered in Australia & is a Professional Affiliate Member with The Australian Marketing Institute (CPM License Number. 75079100).

Reliance should not be placed solely on the content of this website, including any reports or recommendations, as being the sole basis for making a financial purchase decision. As such, customers should not act on any report or recommendation issued by either: Luxes Quotes Agency, Violeta Bec™, Third Party providers, or even our Trading & or Registered (Parent) Company, without first consulting a professional advisor, in order to ascertain whether the recommendations (if any) & our products are appropriate (suitable for your industry) with regards to your purchase objectives, financial situation & or particular needs. Any opinions expressed are subject to change without notice & may not be updated by our Third Party providers & or our Trading Company & or our Registered (Parent) Company.

Our collective team being Luxes Quotes (Marketing Agency) & both our Trading & Registered (Parent) Company's, believes the information contained on this website is correct. All information, opinions, conclusions, estimates or recommendations provided are included with due care to its accuracy; however, no representation or warranty is guaranteed as to accuracy, completeness, or reliability, unless product solutions have been prepared specifically & custom, for your personal & or, business needs.

Third Party Disclaimer: Luxes Quotes Agency, Violeta Bec™ our Third Party Companies, our Trading Company & also, our Registered (Parent) Company, disclaims all liability and responsibility for any direct or indirect loss, or damage, which may be incurred by any recipient ("customer"), through any information, omission, error, or inaccuracy contained within any report or recommendation. 

Third Party Disclaimer: The views expressed in any report or recommendations can be those of either our: Solicitors, Tax, Financial Services Licensed Agents & Analysts, who may occasionally prepare & write subsequent reports & clauses , where no part of the compensation received by the analyst, is directly related to the inclusion of specific recommendations or opinions.

Third Party Disclaimer: Our Third Party Companies & their associates, may or may not have interests in our collective entities, or in any posted report or recommendation. 

Third Party Disclaimer:  KPMG Australia, are our Nominated & Licensed-Independent Qualified Auditors & Business Advisory Representatives & in particular, for all operations pertaining to both our Trading & Registered Holdings (Parent) Company, affiliated with: Luxes Quotes (Marketing) Agency " & Violeta Bec™, Australia.